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We've got plenty happening and are helping everyone caught up in the cost of living crisis. Look out for our soon-to-be relaunched pages.

Nau mai, welcome to Thames Budget Service

We help people in Thames / Thames Coast and the Hauraki Plains with free confidential financial advice

Korero ki a matou - (Talk with us)


Are you worried about a money problem? In debt? Or perhaps you want to know more about how to get ahead?

Whether it's getting out of debt - or growing your money, we can help with all your money goals.

Our friendly financial services mentors are here to help. Our service is free, confidential and non judgmental.


Phone us, text us - or pop in for a korero (chat) with one of our friendly, experienced financial mentors.

Need help with
Money Problems?


  • Not enough to pay the bills?

  • Not enough for groceries?

  • Money all spent on pay day, so you struggle through the rest of the week?

  • Too much credit or Afterpay?

  • Paying high interest?

  • Had a reduction in income?

  • Arguments about money?

  • Not enough money for holidays or clothes?

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Need help with
Money Goals?


  • Become financially stable

  • Pay off your credit card

  • Know you can take care of the bills

  • Be debt free

  • Save for a goal purchase (like a car, or a couch), instead of using credit

  • Buy a house 

  • Build "rainy day"/ emergency funds

  • Save for retirement

"Great to get my problems off my mind, I felt listened to."


We build on your budgeting skills

Guide you through your financial situation

And help you reach your goals

We help you to...

Create a
weekly budget

Work out your
long term cashflows

Negotiate with
your debtors

We guide you through...

 Bankruptcy or NAP
( No Asset Procedure )

and Savings

How to connect to
the internet affordably

... and lots more.

Our Financial Mentors are here to help!

Our service is absolutely confidential, and free

We are whanau (family) friendly - children are welcome with their parent/s

Find out more about what to expect and what to bring when you visit us

Thames Budget Service is a welcoming, inclusive, judgement free zone


Our location

Thames Budget Service is located at
415 Pollen St Thames


"My Financial Mentor was able to see the big picture and tailor advice which addressed all my problems."

"I appreciate the ongoing support and encouragement I have received, so I can keep on track with my debt repayment."

"My Mentor clearly explained the negatives of going bankrupt and found another way of paying my debt by talking to my creditors and making a plan together."

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